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UnitedHealth's Price Swing in DIA
UnitedHealth's stock dropped 51.32% then rose 40.64% as DIA's weighting rule tracked its price swings.
Ryne Mauck · 1m
Dave Ramsey Calls Bank of America a Cesspool After $1.2 Billion Fine
Dave Ramsey targets Bank of America after its $1.2 billion fine for compliance failures.
Jake FitzGerald · 1m
Social Security Income Drop Fix
Social Security takes 2 years to notice income drop but fixes it in 2 weeks with one form.
Jake FitzGerald · 1m
Tax Savings by Delaying Social Security Until 70
Retirees converting $60,000 to Roth at 12% avoid 22% tax later.
Vilma Rios · 1m
AI Stock Options Boost Social Security Without Tax
Mark's AI stock options could make him rich without increasing his Social Security taxes.
Gerelyn Terzo · 1m
Tax-Free Retirement Plan for Couples
Retirees can withdraw $60,000 yearly from 401(k) tax-free until Social Security starts at 70.
Jake FitzGerald · 1m
Retirement Paycheck Replacement ETFs
Four ETFs rebuild monthly income after retirement payroll stops.
Ryne Mauck · 1m
House Title Determines Tax Reset
Spouse's home title resets tax gains entirely or half depending on ownership.
David Beren · 1m
Retirement Portfolio Needs $2,400 Monthly Income
Three ETFs create fixed $2,400 monthly income for retirees at age 67.
Ryne Mauck · 1m
Medigap Split: Spouse Approval Discrepancy
At 68, one spouse gets Medigap approval while the other is denied, costing household discounts.
Gerelyn Terzo · 1m
Medicare Agent Pay Structure
Medicare agents earn $694 first year then $347 yearly for clients staying five years.
Jake FitzGerald · 1m
VNQ Dividends Qualify for 20% Deduction
Three IRS rules determine how much of your VNQ dividends qualify for a 20% tax deduction.
Ryne Mauck · 1m
Social Security Tax Withholding for New Retirees
Most new retirees face a $6,120 tax bill in April if they didn't file Form W-4V.
Vilma Rios · 1m
Dave Ramsey's Debt Math
Dave Ramsey warns $3,000 income can't pay off $23,000 credit card debt.
Jake FitzGerald · 1m
Social Security Values Old Salary More Than New Job
A machinist's $70,000 2001 salary may count for more than his $122,000 aerospace job under Social Security rules.
Gerelyn Terzo · 1m
Rollover IRA RMDs Taxed After Spouse Dies
Retiree's RMDs cost more after wife's death due to IRS tax rules.
Jake FitzGerald · 1m
3 Ways to Own Income-Producing Real Estate
Three ETFs offer income from real estate with fees starting at 0.08% and yields up to 3.74%.
Ryne Mauck · 1m
Dave Ramsey 401(k) Mistake
Dave Ramsey warns a 401(k) check mistake could cost thousands in taxes.
Chris Lange · 1m
20.8 Million Medicare Beneficiaries Get $90 Rebate
Medicare Advantage members miss $90 rebate despite same Part B premium as Original Medicare.
Gerelyn Terzo · 1m
She Stops Roth Conversions Before Medicare Starts
Retirees converting IRAs to Roth at 63 and 64 face Medicare surcharges two years later.
Gerelyn Terzo · 1m
Silicon Valley Pay Boosts Social Security Shortfall
A $70,000 raise at Microsoft may add just $62 to Social Security benefits.
Gerelyn Terzo · 1m
3 ETFs Paying Up to 2.93% in Qualified Dividends
Tax-smart investors can pick ETFs with qualified dividends to avoid higher tax rates.
Ryne Mauck · 1m
Dave Ramsey's Father Still Trades Stocks
77-year-old Dave Ramsey father trades single stocks despite dementia diagnosis.
Jake FitzGerald · 1m
Kimberly-Clark Dividend Streak Under Pressure
Kimberly-Clark's 54-year dividend streak faces pressure as free cash flow barely covers payouts.
Chris Lange · 1m
Inherit Father's IRA at 60, Try Roth Conversion to Stop Ten-Year Clock
60-year-old inherits $250,000 IRA but custodian blocks Roth conversion to avoid ten-year clock.
David Beren · 1m
AMC Stock Rises 5% Post Refinancing
AMC stock jumps 5% after $3.97B debt refinancing closes, boosting theater stocks.
David Moadel · 1m
Pension Split by Medicaid Rule
Medicaid spousal rule sends $1,900 of $4,200 pension home monthly.
David Beren · 1m
Software Stocks Rally After 'Apocalypse' Label
Software stocks rebounded 41% in six months after being called 'SaaS apocalypse' in April.
Omor Ibne Ehsan · 1m
Guinness Closes Baltimore Brewery
Guinness shutting Baltimore brewery costs 63-year-old's Social Security benefits.
Gerelyn Terzo · 1m
HYG Tax Breakdown for $300k Holders
Taxable income from HYG far exceeds actual gains for $300k holders.
Ryne Mauck · 1m
Section 1035 Annuity Swap Tax Rule
Retirees can swap annuities tax-free but face surrender charges on old contracts.
Vilma Rios · 1m
Family Farms Can Save $1.4M in Estate Tax by Valuing Land as Farmland
Family farms can reduce federal estate tax by up to $1.46 million by valuing land as farmland instead of development land, but the IRS recaptures savings if sold within 10 years.
Vilma Rios · 1m
Starbucks Part-Time Work for Health Insurance
A 60-year-old with $230,000 saved can use 20 hours a week at Starbucks to cover health insurance until Medicare.
Jake FitzGerald · 1m
TQQQ's 3x Daily Target Became 5.93x Windfall
TQQQ's 3x daily target grew to 5.93x over ten years, defying decay claims.
Ryne Mauck · 1m
You Sold Everything in Panic? These 3 ETFs Help Get Back In
Sitting out during market drops costs more than the drop itself. These 3 ETFs let you re-enter without panic.
Ryne Mauck · 1m
Cardano vs Bitcoin Price Race
Cardano needs fourfold surge to hit $1 before Bitcoin reaches $100,000.
Sam Daodu · 1m
XRP Traders Lean Long by Two to One
XRP traders hold long positions two to one over short, but whales stop sending coins to exchanges.
Sam Daodu · 1m
Sold Business at 63? These 3 ETFs Turn Payday into Decades of Income
Retirees with cash from business sales can now generate decades of income through three specific ETFs.
Ryne Mauck · 1m
She'll Put Her Son on the Deed and Keep Living in the House
Adding a son to property deed skips probate but risks half step-up tax benefit.
David Beren · 1m
Microsoft Monthly Investment Projection
Investing $500 monthly in Microsoft could yield $25,732 to $35,798 by 2030.
Vandita Jadeja · 1m
Robinhood CEO and Cathie Wood Sell Shares
Robinhood's CEO sold $42.6 million of stock as Cathie Wood dumped $38 million more in HOOD shares.
Omor Ibne Ehsan · 1m
Crypto Market Selloff Hits 21 Coins, NEAR Protocol Surges
Twenty-one top crypto coins fell last week as NEAR Protocol jumped 12.7% amid market turmoil.
Sam Daodu · 1m
Why October 15 Could Change TSMC Stock
TSMC's October 15 earnings may beat estimates as AI demand surges.
Thomas Richmond · 1m
Who Pays the Tax on a $1 Million IRA?
Leaving a $1 million IRA to kids in peak earning years taxes them at 35% while converting in your 60s keeps 22% tax rate.
Vilma Rios · 1m
Experts Warn Musk's Satellite Plan Risks Space Debris Cascade
SpaceX's million-satellite plan could trigger a space debris cascade, closing off orbits as rivals raise collision risks.
AJ Tiarsmith · 1m
Social Security Bonus After Retirement Move
Oklahoma City employer moves to Texas, pays $20k retention bonus after retirement, Social Security may count it.
Gerelyn Terzo · 1m
Tax Trap for Joint Stock Accounts
A 72-year-old couple's $600,000 stock account faces a $42,300 tax bill when one dies in Oklahoma, but Texas offers full step-up benefits.
Jake FitzGerald · 1m
Dems Have 74.8% Senate Odds, History Warns of Market Drop
Democrats now have 74.8% chance of flipping Senate, historical data suggests stock market could fall.
AJ Tiarsmith · 1m
Sui Soars 48% in Just One Month
Sui's 48.6% monthly gain sparks Solana comparisons but faces steep hurdles to match its price.
Sam Daodu · 1m
XRP 2028 Value Scenarios
XRP could hit $2.15 by 2028 if it keeps pace with crypto market growth.
Sam Daodu · 1m
Your 2026 ACA Subsidy Estimate
Retirees face $8,000 tax bill after $5,000 income bump triggers IRS clawback.
Vilma Rios · 1m
Section 453 Lets Business Sellers Choose Tax Decade and Bracket
Business sellers can pick which tax year and bracket apply to their $5 million gain using IRS Section 453.
Vilma Rios · 1m
Michael Moritz on Investor Discipline
Most investors fail to hold stocks through growth cycles, says Sequoia Capital's Michael Moritz.
Chris Lange · 1m
Why DGRO Beats HDV for Retirees
Retirees holding DGRO gain $1.12m more than HDV after 10 years.
Tony Dong · 1m
Dinosaur Auction Tax Puzzle
A Montana rancher's $6-9m dinosaur sale could trigger Social Security tax penalties without counting against his earnings test.
Gerelyn Terzo · 1m
Retiree's $10,000 Monthly Income at 67
A 67-year-old single renter earning $10,000 monthly faces rising rent costs that outpace Social Security and IRA income.
Jake FitzGerald · 1m
Dave Ramsey on Nurse's $50 Child Support Fight
Nurse earns $85k but ex pays $50/month for two kids: Ramsey says fight for fair support.
Jake FitzGerald · 1m
VT and Chill Portfolio Beats Lost Decade Problem
VT ETF owns 9,000 stocks globally, skipping U.S. market volatility.
Tony Dong · 1m
How Much Ethereum for Millionaire by 2030?
Ethereum price affects how much you need to be a millionaire by 2030.
Sam Daodu · 1m
Stellar Hosts More Tokenized Assets Than XRP Ledger
Stellar's $3.5B tokenized assets trail XRP's $88B market cap despite XRP being 12.8x more valuable.
Sam Daodu · 1m