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Regions Posts $611M Profit as Capital Markets Revenue Surges
Regions Financial reports $611M profit with capital markets revenue up 23% and credit losses down to 29bps.
In brief
Regions Financial reports $611M profit with capital markets revenue up 23% and credit losses down to 29bps. Regions Financial earned $611 million in Q3 2026 with capital markets revenue surging 23% and credit losses falling to 29 basis points. Originally reported by BigGo Finance.
Regions Financial Q3 2026 Earnings
![[Regions Financial Q3 2026 Earnings Call] Regions Posts $611M Profit as Capital Markets Revenue Surges 23% and Credit Losses Fall to 29bps](https://img.biggo.com/j7oU7dVBVNyiaVC_tTUONBOv_YrvDODhSH45TB2H4N8/fit/1720/0/sm/0/aHR0cHM6Ly9pbWcuYmdvLm9uZS9uZXdzLWltYWdlL2Vhcm5pbmdzX2NhcmQvMjAyNi0xMC9VU19SRl8yMDI2LTEwLTE2XzE3OTIxNjc1NDEud2VicA.webp)
Regions Financial reported third-quarter 2026 earnings of $611 million, or $0.71 per share, with adjusted earnings per share of $0.73.
Capital Markets Revenue Surges 23%
Capital markets income rose 23% sequentially on stronger M&A advisory, underwriting, and syndication activity.
Treasury Management Revenue Record
Treasury management also posted record revenue with a 7% year-over-year increase in penetration rates.
Credit Losses Fall to 29bps
Annualized net charge-offs fell 13 basis points to just 29 basis points of average loans.
Net Interest Income Up 2%
Net interest income rose 2% to $1.3 billion, and the net interest margin expanded 2 basis points to 3.68%.
CEO John Turner on Loan Growth
CEO John Turner emphasized record commercial loan production, up 60% year over year, while acknowledging higher rates are slowing new investor real estate activity.
CFO Anil Mistry on Capital
CFO Anil Mistry defended capital levels at 10.8% CET1 (10.0% pro forma for Basel III), well above target.
TCE Ratio Concerns Addressed
Mistry pushed back on TCE ratio concerns, arguing cash flow hedges create a distorted view of franchise value.
Full-Year Guidance
Regions reaffirmed full-year guidance for low single-digit loan and deposit growth and positive operating leverage.
Wealth Management Performance
Wealth management revenue moderated from record second-quarter levels but remains on track for a record full year.
Credit Quality Exceeds Expectations
Credit quality improved markedly with annualized net charge-offs falling 13 basis points to 29 basis points of average loans.
Loan Growth: Wholesale Strength
Commercial loan production surged 60% year over year, an increase of $4 billion, driven by government and public sector lending.
In short
Regions Financial earned $611 million in Q3 2026 with capital markets revenue surging 23% and credit losses falling to 29 basis points.
