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Fewer Argentinians Can Afford Homeownership

Argentina's homeownership rate dropped to 68% as wages fell and mortgage barriers grew.

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Fewer Argentinians Can Afford Homeownership

Argentina's homeownership rate dropped to 68% as wages fell and mortgage barriers grew.

In brief

Argentina's homeownership rate dropped to 68% as wages fell and mortgage barriers grew. Argentina's homeownership rate fell to 68% in 2026 as wages dropped 7% since November 2023 and mortgage access became harder. Originally reported by Buenos Aires Herald.

Homeownership Decline

Homeownership has dropped from 71% in 2016 to 68% in 2026.

Renter Increase

There are 597,000 more renter households than in 2016.

Fundación Mediterránea Analysis

Fundación Mediterránea Analysis

Economists Laura Caullo and Guadalupe Galíndez analyzed INDEC data.

Renting Trends

Renting is becoming longer for middle- and upper-income households.

Income Gap

Wages rose 0.2% in 2026 but fell 7% since November 2023.

Mortgage Barriers

Mortgage access requires 25-30% savings, taking 6-9.6 years to save.

Future Challenges

Rebuilding mortgage financing is needed to reverse the trend.

The big picture

Argentina's homeownership rate fell to 68% in 2026 as wages dropped 7% since November 2023 and mortgage access became harder.

Read the original on Buenos Aires Herald

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