From Business Insider · · 4m
Family of four pays off debt by living full time in an RV
Haylea Rossi and her family travel the country year-round in an RV, keeping monthly expenses under $1,000 while paying down debt and spending time together.
In brief
Haylea Rossi and her family travel the country year-round in an RV, keeping monthly expenses under $1,000 while paying down debt and spending time together. Haylea Rossi, 31, and her family live full time in an RV to afford travel while paying off debt, with monthly expenses under one thousand dollars compared to the…
A changing view from home
Haylea Rossi's bedroom view constantly changes. Sometimes snowy mountains appear outside. A week later, waves crash on the shore. She and her family live in an RV full time.
Why the Rossis chose the road
In two thousand twenty, Haylea Rossi, thirty-one, and her husband Ryan Rossi, thirty-four, were separated by his military service.He deployed almost every single year.
“He deployed almost every single year.”
Housing costs forced a decision
The Rossis struggled to find affordable housing in Colorado while trying to pay off debt.Expensive rental options led them to consider buying an RV instead.
Testing a new lifestyle
Haylea Rossi had trepidation about RV life but researched the community first.She discovered many people travel this way and actually experience life.
“There's a whole group of people who do this, and they actually travel, and they experience life.”
Six months became forever
The Rossis lived in the mountains of Colorado for six months in their first RV.They loved it so much they decided to travel full time.They have been on the road ever since two thousand twenty.
“This is kind of the best thing ever. Let's travel.”
Two RVs in six years
Their first RV was a two thousand twenty Forest River Sabre, which they customized with a tiny-home feel.That RV got totaled.
The new RV fits better
The newer Forest River Sabre is slightly larger and has separate bedrooms for their children, Liam and Olivia, unlike their first RV.
Kitchen island aids homeschooling
The RV's main room has a kitchen with a stove, oven, microwave, and refrigerator, plus a large island in the center.Haylea Rossi homeschools her children on the road, doing many lessons from the island.
“It's really spacious compared to a normal little dinette table.”
Workspace for working parents
The Rossis took one seat out of their couch to create a dedicated desk for Ryan Rossi in the living space.
Storage in every corner
One wall of the primary bedroom is made entirely of closets.The washer and dryer sit in one of the closets.
Hidden storage under the mattress
Olivia Rossi's mattress lifts completely to reveal a hidden storage compartment where the family keeps winter clothes, extra toys, and holiday decor.Living in an RV requires living minimally and being strategic about space.
“You have to live pretty minimally if you live in an RV. You have to be strategic.”
Seasonal travel patterns
Ryan Rossi's work as an independent insurance adjuster sometimes dictates where the family travels, as he gets sent to different locations after storms.Most of the time they travel where they want when he works remotely.
Fall and spring on the road
The Rossis do most of their traveling in the fall and spring.They spend summers in Kansas City with family and winters in Florida.
Quality time is the biggest benefit
Haylea Rossi said the quality time she gets with her family because of RV life is the biggest benefit of her lifestyle.
“We had such a big section of our life where we did life away from each other.”
Bad weather brings challenges
RV life comes with challenges.On days when the weather is bad or it is raining, Haylea Rossi said you can feel closed in.
“On days where the weather's bad or it's raining, you can feel like you're closed in a little bit.”
Monthly expenses under one thousand dollars
The Rossis' monthly household expenses are often under one thousand dollars.The RV payments are around six hundred dollars a month.
Kids' happiness determines their future
Haylea Rossi said it is important to her and her husband that their kids are happy with RV life, especially as they get older.
“Do you feel ready to stop and stay? But they're both like, 'No, this is the best thing ever. We want to travel.'”
The headline
Haylea Rossi, 31, and her family live full time in an RV to afford travel while paying off debt, with monthly expenses under one thousand dollars compared to the cost of buying or renting a house.


