From Financialexpress · FE Bureau · · 1m
Bank recoveries dip YoY in Q2FY27
Commercial bank recoveries and upgrades fell to Rs 29,000 crore in Q2FY27, down from Rs 33,000 crore a year ago.
In brief
Commercial bank recoveries and upgrades fell to Rs 29,000 crore in Q2FY27, down from Rs 33,000 crore a year ago. Bank recoveries and upgrades declined to Rs 29,000 crore in Q2FY27, with private lenders seeing a dip and PSBs remaining flat. Originally reported by Financialexpress.
Q2FY27 bank recoveries and upgrades
Recoveries and upgrades of commercial banks declined to Rs 29,000 crore in Q2FY27 from Rs 33,000 crore in Q2FY26.
Private lenders see dip
Private lenders saw a dip in upgrades and recoveries, from Rs 18,000 crore in Q2FY26 to Rs 14,000 crore in Q2FY27.
PSBs remain flat
Public sector banks reported upgrades and recoveries flat at Rs 15,000 crore in Q2FY27.
Asset quality improves
Gross NPA ratio fell to 1.54% from 2.07% a year ago, with net NPA ratio at record low 0.34%.
ECL regime impact
Banks will manage unsecured retail, agriculture and small-ticket MSME loans under expected credit loss regime.
The bottom line
Bank recoveries and upgrades declined to Rs 29,000 crore in Q2FY27, with private lenders seeing a dip and PSBs remaining flat.
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