From HOA Spy · · 1m 50s
Florida HOAs worsen housing crisis
Florida HOAs file 10,296 foreclosure suits and 460,412 liens against homeowners.
In brief
Florida HOAs file 10,296 foreclosure suits and 460,412 liens against homeowners. Florida HOAs are worsening the housing crisis through foreclosure suits, liens, and court records. Originally reported by HOA Spy.
Housing crisis parts
A housing crisis has three parts: what a home costs, how many are for sale, and whether people in them get to stay.
Florida HOA numbers
HOA Spy indexes 104,659 Florida associations, 27,377 with unit counts hold 1,518,436 homes.
Foreclosure suits
10,296 foreclosure suits brought by associations against members, 2,695 foreclosures completed.
Lien claims
460,412 claims of lien recorded against homes, 277,047 lis pendens filed.
Court records
48,999 court records name an association, 6,661 associations lapsed or out of standing.
Foreclosure impact
Each suit may force a household to sell, auction a home, or create a sale under deadline instead of market.
Lien damage
A lien blocks home sales and refinancing, requiring payment of whatever the association's lawyer says is owed.
Cost increases
HOA fees rose 17.2% in Tampa, 16.7% in Orlando, and 16.2% in Fort Lauderdale since last year.
Structural inspections
Senate Bill 4-D (2022) requires older buildings to pass structural inspections and fund reserves.
Litigation costs
48,999 court records name associations, 92 communities have 50+ cases each.
Corporate failures
3,753 associations have no active corporation, 2,908 are delinquent in registration.
County breakdown
Broward County has 27,819 associations, 13,708 in Miami-Dade County.
Florida leads
Florida has 73% of national foreclosure suits, 33% of all HOA lawsuits.
2026 activity
2,816 court records filed in 2026, past 2,549 of 2010.
What buyers can do
Search HOA Spy for records, ask for budget, reserve study, and inspection report.
What happens next
Florida HOAs worsen housing crisis through foreclosure suits, liens, and court records.
Here's the gist
Florida HOAs are worsening the housing crisis through foreclosure suits, liens, and court records.
