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Zilch Expands Lending Capacity with £395m Debt Facilities

Zilch secures £395m debt facilities to boost consumer lending up to £6bn annually.

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Nov 12, 2026

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Zilch Expands Lending Capacity with £395m Debt Facilities

Zilch secures £395m debt facilities to boost consumer lending up to £6bn annually.

In brief

Zilch secures £395m debt facilities to boost consumer lending up to £6bn annually. Zilch increases lending capacity to £6 billion annually through £395 million in debt facilities, supporting customer growth in UK payments. Originally reported by Pulse 2.0.

Zilch Increases Debt Facilities

Zilch has increased its securitization and corporate debt facilities by £165 million, bringing total commitments to £395 million.

New Lending Capacity for Customers

The facilities will enable Zilch to originate up to £6 billion in lending annually for products like Pay Monthly.

Pay Monthly Product Launch

Pay Monthly, launched in August 2026, allows customers to spread purchases over three, six or 12 months.

Customer Spending Growth

Average annual spending per active customer has reached £2,500 with gross merchandise value run rate exceeding £3.5 billion.

The one thing

Zilch increases lending capacity to £6 billion annually through £395 million in debt facilities, supporting customer growth in UK payments.

Read the original on Pulse 2.0

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