From Pulse 2.0 · Amit Chowdhry · · 50s
Zilch Expands Lending Capacity with £395m Debt Facilities
Zilch secures £395m debt facilities to boost consumer lending up to £6bn annually.
In brief
Zilch secures £395m debt facilities to boost consumer lending up to £6bn annually. Zilch increases lending capacity to £6 billion annually through £395 million in debt facilities, supporting customer growth in UK payments. Originally reported by Pulse 2.0.
Zilch Increases Debt Facilities
Zilch has increased its securitization and corporate debt facilities by £165 million, bringing total commitments to £395 million.
New Lending Capacity for Customers
The facilities will enable Zilch to originate up to £6 billion in lending annually for products like Pay Monthly.
Pay Monthly Product Launch
Pay Monthly, launched in August 2026, allows customers to spread purchases over three, six or 12 months.
Customer Spending Growth
Average annual spending per active customer has reached £2,500 with gross merchandise value run rate exceeding £3.5 billion.
The one thing
Zilch increases lending capacity to £6 billion annually through £395 million in debt facilities, supporting customer growth in UK payments.





