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BILL Slashes Underwriting Times From 3 Hours to 12 Minutes With AI

BILL's AI agents cut underwriting time from 3 hours to 12 minutes per case.

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Nov 6, 2026

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BILL Slashes Underwriting Times From 3 Hours to 12 Minutes With AI

BILL's AI agents cut underwriting time from 3 hours to 12 minutes per case.

In brief

BILL's AI agents cut underwriting time from 3 hours to 12 minutes per case. BILL's AI agents reduced underwriting time from 3 hours to 12 minutes per case, saving 1,400 monthly hours equivalent to eight full-time employees. Originally reported by Pymnts.

BILL's AI Agents Save 1,400 Monthly Hours

BILL's AI agents save 1,400 hours per month, equivalent to eight full-time employees.

“Over the past year, our risk team has built more than 100 AI agents that actively perform work 24/7 across several functions”

Robin AI Suite Handles Underwriting Cases

Robin sends each case to the right underwriter, pulls customer data, and provides one-click decision links.

“Robin sends each case to the right underwriter, pulls the customer’s data into a summary and provides a one-click link to make a decision”

Underwriting Time Reduced to 12 Minutes

Each case now takes 12 minutes instead of three hours, improving customer experience and team focus.

“As a result, each case and customer wait time now takes about 12 minutes instead of three hours”

The takeaway

BILL's AI agents reduced underwriting time from 3 hours to 12 minutes per case, saving 1,400 monthly hours equivalent to eight full-time employees.

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