From Pymnts · PYMNTS · · 1m 10s
Half of Suppliers Invisible to CFO Systems
Supplier integration gaps limit CFOs' cash visibility in real-time payments.
In brief
Supplier integration gaps limit CFOs' cash visibility in real-time payments. Half of suppliers remain disconnected from corporate payment systems, reducing CFOs' ability to manage cash flows effectively. Originally reported by Pymnts.
Supplier Visibility Gap
Across major industries, 40% to 51% of suppliers remain disconnected from order and payment systems.
Cash Flow Impact
Disconnected supplier flows shrink finance's window to decide cash holding, early payment or financing.
Real-Time Timing Shift
Modern commerce requires microsecond payment timing, not grandfather's net 30 or net 60 terms.
Integrated vs. Disconnected Workflow
Connected companies see obligations at purchase initiation; disconnected companies require manual reconciliation.
Industry Integration Rates
Agriculture: 51% integrated; media: 49%; retail: 47%; construction: 44%; healthcare: 42%; manufacturing: 40%.
SMB Integration Priority
58% of small- to medium-sized businesses rank supplier integration as very or extremely important.
Integration Benefits
80% of high-performing finance teams use virtual cards for planned growth versus 2% of bottom performers.
Cash Flow Consequence
Supplier integration makes payment timing a treasury decision rather than an administrative deadline.
The main idea
Half of suppliers remain disconnected from corporate payment systems, reducing CFOs' ability to manage cash flows effectively.
