Mastercard Adds AI Risk Insights for Agentic Payments
Mastercard launches AI-powered risk tools to boost trust in automated payments.
In brief
Mastercard launches AI-powered risk tools to boost trust in automated payments. Mastercard introduced new risk insights to help merchants and consumers trust AI-driven payments through Agent Pay. Originally reported by Pymnts.
Mastercard Launches New Risk Services
Mastercard added trust and intelligence services to its Agent Pay program for smarter authorization decisions.
New Services Include AI Transaction Scoring
The services provide probability scores for AI-initiated transactions and signals about unusual activity.
Ann Johnson on Trust in AI Payments
Ann Johnson, Mastercard's security executive, said AI agents will make commerce intuitive but require trust to work.
“AI agents will make commerce more intuitive, efficient and personal, but only if people and businesses can trust the systems acting on their behalf”
Agent Pay Program Launched in April 2025
Mastercard launched Agent Pay in April 2025 to enable AI-driven payments for consumers and businesses.
AI Agents Handle Purchases Seamlessly
AI agents identify products, find sales locations, and complete purchases using saved payment methods.
56% of Consumers Trust AI Shopping Agents
The PYMNTS report found 56% of consumers let AI agents compare products and 35% accessed saved payment methods.
“56% of consumers will let AI shopping agents compare products and that 35% will let the agents access saved payments payment methods”
The key point
Mastercard introduced new risk insights to help merchants and consumers trust AI-driven payments through Agent Pay.
