From Republika Online · · 30s
Pinjaman Daring Capai Rp106,48 Triliun
Indonesia's digital lending hits Rp106.48 trillion as AFTECH warns of credit quality risks.
In brief
Indonesia's digital lending hits Rp106.48 trillion as AFTECH warns of credit quality risks. Indonesia's digital lending reached Rp106.48 trillion by September 2026 with 5.36% delinquency rate, prompting AFTECH to urge stronger credit risk controls. Originally reported by Republika Online.
Digital Lending Growth
Indonesia's digital lending reached Rp106.48 trillion by September 2026.
Credit Delinquency Rate
Aggregate delinquency rate above 90 days (TWP90) stands at 5.36 percent.
AFTECH's Warning
AFTECH urges lenders to strengthen risk controls and credit scoring to maintain quality.
“Meski memiliki peran penting dalam rangka memperluas jangkauan pembiayaan bagi konsumen yang belum memiliki akses ke pembiayaan formal dan mendukung produktivitas UMKM nasional, industri pindar tetap mengedepankan prinsip kehati-hatian (responsible credit) serta pelindungan konsumen”
The bottom line
Indonesia's digital lending reached Rp106.48 trillion by September 2026 with 5.36% delinquency rate, prompting AFTECH to urge stronger credit risk controls.
