From The Motley Fool · Kailey Hagen, CFP® · · 50s
Average Social Security Benefit at 65
65-year-olds get $1,607 monthly Social Security benefit, but full retirement age is now 67.
In brief
65-year-olds get $1,607 monthly Social Security benefit, but full retirement age is now 67. The average Social Security benefit for 65-year-olds is $1,607 per month as of December 2025, but full retirement age has been raised to 67. Originally reported by The Motley Fool.
Average Benefit at Age 65
The average Social Security benefit for 65-year-olds is $1,607.27 per month as of December 2025, according to the Social Security Administration.
Gender Gap in Benefits
Men receive $1,772.00 monthly at age 65 versus $1,457.40 for women, creating a $314.60 monthly gap.
Early Claiming Penalty
Claiming Social Security at 65 results in a permanent 13.33% reduction if your full retirement age is 67.
Full Retirement Age Shift
Full retirement age was raised from 65 to 67 due to demographic changes, completing in 2027.
The headline
The average Social Security benefit for 65-year-olds is $1,607 per month as of December 2025, but full retirement age has been raised to 67.
