From TokenPost · · 40s
OCC Rules Stablecoin Rewards Programs
OCC says older stablecoin reward programs don't automatically comply with new rules.
In brief
OCC says older stablecoin reward programs don't automatically comply with new rules. The OCC will not treat stablecoin rewards programs created before the GENIUS Act as compliant, requiring each to be reviewed individually. Originally reported by TokenPost.
OCC Final Rule
The Office of the Comptroller of the Currency will not automatically treat stablecoin rewards programs that predate the GENIUS Act as compliant.
No Exemption for Older Programs
Rewards established before the law face the same standard as those created afterward, requiring individual review.
Effective Date and Next Steps
The final rule and the GENIUS Act take effect Jan. 18, 2027, with the OCC to announce application timelines separately.
The big picture
The OCC will not treat stablecoin rewards programs created before the GENIUS Act as compliant, requiring each to be reviewed individually.
