# 3 ETFs to Weather Stock Market Volatility

> Three low-cost ETFs outperform tech-heavy markets during crashes.
- Title: 3 ETFs to Weather Stock Market Volatility · The Motley Fool
- Summary: Three low-cost ETFs outperform tech-heavy markets during crashes. Vanguard S&P 500 ETF (VOO), Vanguard Morningstar Total Stock Market ETF (VTI), and Schwab…
- Keywords: vanguard, sp500, vti, schwab, etf, stock market, volatility, bear market, finance, money, ETFs, Weather
- Source: The Motley Fool — https://fool.com/investing/2026/10/21/3-etfs-that-can-weather-stock-market-volatility
- Author: Ben Gran
- Published: 2026-10-21T18:53:00+00:00
- Read time: 1 min
- Topics: vanguard, sp500, vti, schwab, etf, stock market, volatility, bear market, finance, money
## Why low-cost ETFs beat stock market crashes
The stock market's average annual return is about 10% over 98 years since 1928.
## Vanguard S&P 500 ETF (VOO) performance
VOO tracks the S&P 500 with 14.9% average annual returns over 16 years since 2010.
## Schwab U.S. Broad Market ETF (SCHB) performance
SCHB holds 2,394 large-cap stocks with 14.3% average annual returns over 17 years since 2009.
## Vanguard Morningstar Total Stock Market ETF (VTI) performance
VTI covers 3,519 stocks with 9.4% average annual returns over 25 years since 2001.
## Tech stocks in these ETFs
These ETFs own major tech stocks but are less tech-heavy than tech-focused funds.
## 2022 bear market performance
These ETFs outperformed the Nasdaq-100 during the 2022 bear market.
## Why these ETFs work
Index funds let investors ride market volatility by owning the market's collective wisdom.
## Key takeaway

Vanguard S&P 500 ETF (VOO), Vanguard Morningstar Total Stock Market ETF (VTI), and Schwab U.S. Broad Market ETF (SCHB) offer low fees and broad diversification to ride out stock market crashes.