# 3 Ways to Own Income-Producing Real Estate

> Three ETFs offer income from real estate with fees starting at 0.08% and yields up to 3.74%.
- Title: 3 Ways to Own Income-Producing Real Estate · 24/7 Wall St.
- Summary: Three ETFs offer income from real estate with fees starting at 0.08% and yields up to 3.74%. Three U.S. real estate ETFs provide income through landlords…
- Keywords: usrt, vnq, iyr, reit, etf, yield, fee, real estate, Ways, Own, Income-Producing, Real
- Source: 24/7 Wall St. — https://247wallst.com/investing/etf/2026/10/14/3-ways-to-own-income-producing-real-estate-they-pay-up-to-3-74-and-fees-start-at-0-08
- Author: Ryne Mauck
- Published: 2026-10-14T21:03:14+00:00
- Read time: 1 min
- Topics: usrt, vnq, iyr, reit, etf, yield, fee, real estate
## Three ETFs Chase Same Landlords
Three ETFs track U.S. landlords but charge fees from 0.08% to 0.37% while delivering different income levels.
## USRT: Lowest Fee, Best Returns
USRT charges 0.08% and delivered 13% one-year returns with a 2.8% trailing yield.
## VNQ: Highest Income, Broad Mix
VNQ pays 3.7% trailing yield with 0.13% fee and returned 7% over one year.
## IYR: Highest Fee, Lowest Income
IYR charges 0.37% fee and yields 2.5% with 6% one-year returns.
## Why Landlord Stocks Pay So Much
REITs must pay out at least 90% of taxable income as dividends to qualify for tax treatment.
## USRT Holds Only Physical Buildings
USRT tracks U.S.-listed equity REITs excluding infrastructure, mortgage, and timber REITs.
## VNQ Offers Broadest Real Estate Mix
VNQ covers publicly traded equity REITs and other real estate-related investments with 0.13% fee.
## IYR Includes Non-REIT Companies
IYR tracks U.S. equities in the real estate sector including developers and property managers.
## Rising Rates Pose Biggest Risk
REITs face higher borrowing costs and competition from Treasury yields as rates rise.
## Key takeaway

Three U.S. real estate ETFs provide income through landlords with fees ranging from 0.08% to 0.37% and yields between 2.5% and 3.7%.