# 3 ways to save big on your Verizon phone plan > Whether you're switching, buying new, or upgrading, Verizon has deals for every situation. Here's how to compare them. - Title: 3 ways to save big on your Verizon phone plan · Kiplinger - Summary: Whether you're switching, buying new, or upgrading, Verizon has deals for every situation. Here's how to compare them. Compare the total cost over the full… - Keywords: verizon, cell phone plans, wireless deals, phone financing, trade-in programs, switching carriers, device upgrades, monthly savings, promotional credits, smartphone discounts, ways, save - Source: Kiplinger — https://kiplinger.com/personal-finance/gadgets/3-ways-to-save-at-verizon-bring-your-phone-buy-new-or-upgrade - Published: 2026-09-20T12:15:00+00:00 - Read time: 3 min - Topics: verizon, cell phone plans, wireless deals, phone financing, trade-in programs, switching carriers, device upgrades, monthly savings, promotional credits, smartphone discounts ## Three ways to save at Verizon Verizon offers different deals depending on whether you're keeping your current phone, buying a new one, or upgrading an existing line. Each option has different pricing, plan requirements, and potential savings. ## Bring your own phone New customers switching to Verizon can get the Simplicity plan for $30 per month with Auto Pay, down from the normal $45. That's $420 in savings per year compared to other plans. ## What's included in Simplicity The plan includes unlimited talk, text, and smartphone data, 5G Ultra Wideband access, 10 GB of high-speed mobile hotspot data per month, and satellite texting. You can add Netflix, HBO Max, YouTube Premium, or Apple Music Family at discounted bundle rates. ## Buy a new Samsung Galaxy Z Fold8 Verizon is offering a $460 instant credit on the Samsung Galaxy Z Fold8, bringing the price down from $1,899.99 to $1,439.99. Finance it for $29.99 per month for 48 months at zero percent APR. ## Buy a new Apple iPhone 18 Pro The Apple iPhone 18 Pro starts at $33.33 per month for 36 months at zero percent APR. Choose Phone + Flex Upgrade for $50 per month to upgrade after one year and get two monthly TravelPass Days and Premium Visual Voicemail. ## Buy a new Samsung Galaxy S26 Ultra Verizon is offering $340 off the Samsung Galaxy S26 Ultra, bringing the price down from $1,299.99 to $959.99. Finance it for $26.66 per month for 36 months at zero percent APR. ## Samsung Galaxy S26 FE option Get the Samsung Galaxy S26 FE for $19.44 per month for 36 months at zero percent APR, or $699.99 when you pay in full. Add Flex Upgrade for $35 per month through Simplicity Plus for yearly upgrade eligibility. ## Upgrade if you're already with Verizon Existing customers can trade in eligible devices including smartphones, tablets, smartwatches, and mobile hotspot devices. Verizon may provide trade-in value as account credit, a gift card, or monthly bill credits over a specified period. ## Watch out for hidden costs A large advertised trade-in value doesn't mean you get it upfront. If provided through monthly bill credits, you must stay on an eligible plan for the entire promotional period to receive the full benefit. Taxes and fees are always extra. ## What if you leave Verizon early If you leave Verizon before your phone is paid off, you may have to pay the remaining device balance. Any promotional credits tied to your service could also end immediately. ## Bring your phone if you want lowest cost Bringing your own phone works best if you have a newer paid-off device and want to minimize monthly costs. The Simplicity plan at $30 per month offers the most affordable option for budget-conscious customers. ## Buy new if you're switching providers Buying a new phone makes sense if you're switching from another carrier, need a new device, and can qualify for strong promotional discounts. Compare the total cost of phone and service over the full promotional period. ## Upgrade if you're staying with Verizon Upgrading makes sense if you have a valuable trade-in, are already a Verizon customer, and plan to stay. Compare the trade-in value and make sure the required plan and monthly cost fit your actual phone usage. ## Key takeaway Compare the total cost over the full promotional period, not just the advertised price, to find which Verizon option saves you the most.