# AJ Bell cuts pension fee to 0.35%

> AJ Bell slashes ready-made pension fee to 0.35% for hands-off investors.
- Title: AJ Bell cuts pension fee to 0.35% · MoneyWeek | Shortify
- Summary: AJ Bell slashes ready-made pension fee to 0.35% for hands-off investors. AJ Bell reduced its ready-made personal pension annual fee from 0.45% to 0.35% for…
- Keywords: aj bell, ready-made pension, pension fee, 0.35%, 0.45%, hands-off investing, pension consolidation, Bell, cuts, pension, fee, MoneyWeek
- Source: MoneyWeek — https://moneyweek.com/investments/aj-bell-ready-made-personal-pension-fee
- Published: 2026-10-14T16:11:51+00:00
- Read time: 1 min
- Topics: aj bell, ready-made pension, pension fee, 0.35%, 0.45%, hands-off investing, pension consolidation
## AJ Bell fee cut
AJ Bell reduced its ready-made personal pension annual fee from 0.45% to 0.35% for hands-off investors.
## All-in fee structure
The 0.35% fee covers administration and investment charges with no transaction fees for investors.
## Market comparison
For portfolios under £20,000, AJ Bell's fee is the lowest among major providers including Aviva, Fidelity, and Hargreaves Lansdown.
## Fee competitiveness
At £50,000, interactive investor's managed pension is cheaper annually than AJ Bell's ready-made pension.
## Portfolio size impact
For portfolios over £300,000, AJ Bell's ready-made pension is more expensive than Monzo and PensionBee products.
## Pension consolidation
AJ Bell offers a free service to consolidate multiple pension pots into one account.
## Consolidation benefits
Consolidating pension pots simplifies tracking investments and reduces fees while improving performance visibility.
## Key takeaway

AJ Bell reduced its ready-made personal pension annual fee from 0.45% to 0.35% for investors with no transaction fees.