# America's Debt Crisis Hits 2013 Milestone

> US debt crisis hits 2013-level milestone as debt counseling volume surges.
- Title: America's Debt Crisis Hits 2013 Milestone · 24/7 Wall St.
- Summary: US debt crisis hits 2013-level milestone as debt counseling volume surges. america, debt crisis, money management international · reported by 24/7 Wall St..
- Keywords: america, debt crisis, money management international, consumer spending, debt counseling, personal loans, unsecured debt, chatgpt referrals, financial strain, America's, Debt, Crisis
- Source: 24/7 Wall St. — https://247wallst.com/personal-finance/2026/10/17/americas-debt-crisis-just-hit-a-milestone-not-seen-since-2013
- Author: Rich Duprey
- Published: 2026-10-17T16:52:01+00:00
- Read time: 1 min
- Topics: america, debt crisis, money management international, consumer spending, debt counseling, personal loans, unsecured debt, chatgpt referrals, financial strain
## Debt Crisis Milestone
America's debt crisis hit a milestone not seen since 2013 as debt counseling volume surged.
## Debt Counseling Volume
Money Management International managed over $1 billion in client debt through September, its highest level since 2013.
## New Debt Plans
September added over 2,500 new debt-management plans, the most since March 2011.
## Active Plans
Over 60,000 active debt plans, the most since 2017.
## AI Referrals
ChatGPT referrals increased 48.8% year over year for debt counseling.
## Debt Balance
Average unsecured debt balance for ChatGPT referrals is $42,500.
## Debt Crisis Impact
19.6% of borrowing families fell behind payments in the past year, up from 12.2% in 2022.
## Key takeaway

US debt crisis hits 2013-level milestone with $1 billion in debt counseling cases.