# Average Social Security Benefit at 65

> 65-year-olds get $1,607 monthly Social Security benefit, but full retirement age is now 67.
- Title: Average Social Security Benefit at 65 · The Motley Fool
- Summary: 65-year-olds get $1,607 monthly Social Security benefit, but full retirement age is now 67. The average Social Security benefit for 65-year-olds is $1,607…
- Keywords: social security, social security administration, full retirement age, medicare, social security benefit, age 65, finance, money, Average, Social, Security, Benefit
- Source: The Motley Fool — https://fool.com/retirement/social-security/2026/10/23/heres-the-average-social-security-benefit-at-age-65
- Author: Kailey Hagen, CFP®
- Published: 2026-10-23T19:00:02+00:00
- Read time: 1 min
- Topics: social security, social security administration, full retirement age, medicare, social security benefit, age 65, finance, money
## Average Benefit at Age 65
The average Social Security benefit for 65-year-olds is $1,607.27 per month as of December 2025, according to the Social Security Administration.
## Gender Gap in Benefits
Men receive $1,772.00 monthly at age 65 versus $1,457.40 for women, creating a $314.60 monthly gap.
## Early Claiming Penalty
Claiming Social Security at 65 results in a permanent 13.33% reduction if your full retirement age is 67.
## Full Retirement Age Shift
Full retirement age was raised from 65 to 67 due to demographic changes, completing in 2027.
## Key takeaway

The average Social Security benefit for 65-year-olds is $1,607 per month as of December 2025, but full retirement age has been raised to 67.