# Bank of America Q3 Earnings Miss

> Bank of America misses Q3 earnings target despite 3% revenue growth.
- Title: Bank of America Q3 Earnings Miss | Shortify
- Summary: Bank of America misses Q3 earnings target despite 3% revenue growth. Bank of America reported Q3 2026 earnings of $1.08 adjusted EPS versus $1.16 estimate…
- Keywords: bank of america, bac, eps, revenue, net income, q3 2026, earnings, Bank, America, Miss, Alphastreet - Earnings Decoded. Market Intelligence Delivered
- Source: Alphastreet - Earnings Decoded. Market Intelligence Delivered — https://news.alphastreet.com/bank-of-america-q3-2026-deep-dive-eps-misses-revenue-up-3
- Author: AlphaStreet Newsdesk
- Published: 2026-10-14T20:18:42+00:00
- Read time: 1 min
- Topics: bank of america, bac, eps, revenue, net income, q3 2026, earnings
## Bank of America Q3 2026 Earnings
Bank of America missed Q3 2026 earnings expectations with adjusted EPS of $1.08 versus $1.16 consensus estimate.
## Revenue Growth
Bank of America generated $30.00B revenue, up 3.0% year-over-year, but net income fell to $6.90B from $8.47B.
## Net Margin Compression
Net margins dropped to 23.0% from 28.6% in Q3 2025, compressing from $9.10B to $6.90B net income.
## Segment Performance
Wealth management grew 13.0% year-over-year with $7.12B revenue, while core banking showed no growth.
## Net Interest Income
Net interest income reached $16.6 billion, up 8% year-over-year, but loan growth may be unsustainable.
## Investor Concerns
Investors question whether margin compression is transitory or structural, with Q4 net interest margin critical for guidance.
## Key takeaway

Bank of America reported Q3 2026 earnings of $1.08 adjusted EPS versus $1.16 estimate, with revenue up 3% year-over-year but net income down from prior year.