# Bank of South Carolina Q3 Results Show Strength

> Bank of South Carolina's Q3 2026 earnings beat expectations with 13% year-over-year net income growth.
- Title: Bank of South Carolina Q3 Results Show Strength · Seekingalpha
- Summary: Bank of South Carolina's Q3 2026 earnings beat expectations with 13% year-over-year net income growth. Bank of South Carolina reported 13% higher net income…
- Keywords: bank of south carolina, q3 2026, net income, net interest margin, dividend yield, leverage ratio, money, business, Bank, South, Carolina, Results
- Source: Seekingalpha — https://seekingalpha.com/article/4957906-bank-of-south-carolina-recent-results-point-to-increasing-strength
- Author: Crimson And Gold Research
- Published: 2026-10-27T13:26:27+00:00
- Read time: 1 min
- Topics: bank of south carolina, q3 2026, net income, net interest margin, dividend yield, leverage ratio, money, business
## Q3 2026 Results
Bank of South Carolina delivered robust Q3 2026 results with net income up 13% year-over-year and EPS at $0.44.
## Net Interest Margin
BKSC's net interest margin expanded to 4.85%, far outpacing typical community banks, and asset quality metrics improved.
## Dividend and Payout
The forward dividend yield stands at 5.31% after an 8.7% dividend increase, with a payout ratio of 56.8% and leverage ratio of 11.93%.
## Key takeaway

Bank of South Carolina reported 13% higher net income and improved net interest margin in Q3 2026.