# Bank OZK Dividend Raise and Risks

> Bank OZK's 4.3% yield and quarterly dividend raises face construction loan risks.
- Title: Bank OZK Dividend Raise and Risks · 24/7 Wall St. | Shortify
- Summary: Bank OZK's 4.3% yield and quarterly dividend raises face construction loan risks. Bank OZK offers a 4.31% yield with steady quarterly dividends but…
- Keywords: bank ozk, dividend, construction loans, yield, seattle, nfl, nasdaq, Bank, OZK, Raise, Risks, 24/7 Wall St.
- Source: 24/7 Wall St. — https://247wallst.com/investing/2026/10/19/bank-ozk-offers-a-4-3-yield-and-frequent-raises-whats-the-catch
- Author: Chris Lange
- Published: 2026-10-19T19:45:40+00:00
- Read time: 1 min
- Topics: bank ozk, dividend, construction loans, yield, seattle, nfl, nasdaq
## Bank OZK Dividend Raise
Bank OZK raised its quarterly dividend to $0.49 per share, a 2.1% increase from $0.48.
## Dividend History Since 2019
Bank OZK has raised dividends every quarter since 2019, increasing from $0.22 to $0.49.
## Earnings Cover Dividend
Trailing 12-month EPS is $6.06, with the dividend using 32% of it.
## Construction Lending Risk
OZK's construction loans carry risks with $10 billion in repayments over four quarters.
## Credit Losses
OZK charged off $22 million on a Seattle office building and has special mention loans.
## Management's View
CEO George Gleason says construction loans will drop below 100% regulator guideline by year-end.
## Key takeaway

Bank OZK offers a 4.31% yield with steady quarterly dividends but construction loans pose credit risks for income investors.