# BILL Slashes Underwriting Times From 3 Hours to 12 Minutes With AI

> BILL's AI agents cut underwriting time from 3 hours to 12 minutes per case.
- Title: BILL Slashes Underwriting Times From 3 Hours to 12 Minutes…
- Summary: BILL's AI agents cut underwriting time from 3 hours to 12 minutes per case. BILL's AI agents reduced underwriting time from 3 hours to 12 minutes per case…
- Keywords: bill, underwriting, robin, underwriter, fiscal year 2027, earnings call, Pymnts
- Source: Pymnts — https://pymnts.com/earnings/2026/bill-slashes-underwriting-times-from-3-hours-to-12-minutes-with-ai
- Author: PYMNTS
- Published: 2026-11-06T01:29:39+00:00
- Read time: 1 min
- Topics: bill, ai, underwriting, robin, underwriter, fiscal year 2027, earnings call, business, finance
## BILL's AI Agents Save 1,400 Monthly Hours
BILL's AI agents save 1,400 hours per month, equivalent to eight full-time employees.

> Over the past year, our risk team has built more than 100 AI agents that actively perform work 24/7 across several functions
## Robin AI Suite Handles Underwriting Cases
Robin sends each case to the right underwriter, pulls customer data, and provides one-click decision links.

> Robin sends each case to the right underwriter, pulls the customer’s data into a summary and provides a one-click link to make a decision
## Underwriting Time Reduced to 12 Minutes
Each case now takes 12 minutes instead of three hours, improving customer experience and team focus.

> As a result, each case and customer wait time now takes about 12 minutes instead of three hours
## Key takeaway

BILL's AI agents reduced underwriting time from 3 hours to 12 minutes per case, saving 1,400 monthly hours equivalent to eight full-time employees.