# BNPL Programs Rise in North Texas

> North Texas residents use BNPL loans to manage daily expenses amid economic strain.
- Title: BNPL Programs Rise in North Texas | Shortify
- Summary: North Texas residents use BNPL loans to manage daily expenses amid economic strain. BNPL programs help North Texas residents cover groceries and gas but risk…
- Keywords: buy now pay later, north texas, groceries, debt, low income households, dallas, news, local, BNPL, Programs, Rise, North
- Source: FOX 4 News Dallas-Fort Worth — https://fox4news.com/news/buy-now-pay-later-loan-program-usage-increasing-across-north-texas
- Author: Shaun Rabb
- Published: 2026-10-01T00:00:00+00:00
- Read time: 1 min
- Topics: buy now pay later, north texas, groceries, debt, low income households, dallas, news, local
## BNPL Programs Rise in North Texas
North Texans using Buy Now, Pay Later programs help manage daily expenses amid economic strain.
## 46% of BNPL Users Buy Groceries
A recent study shows 46 percent of buy now pay later users purchase groceries.
## Economists Warn of Debt Risks
SMU economist Mike Davis says bnpl programs could increase debt for low-income households.
## Barber Uses BNPL for Business
Dallas barber tallie cooper uses bnpl to cover high grocery and gas bills.
## BNPL Helps Small Businesses
Cooper says bnpl programs help small business owners manage cash flow during economic hardship.
## Key takeaway

BNPL programs help North Texas residents cover groceries and gas but risk increasing debt for low-income households.