# ChatGPT Wallet Launches Secure Agentic Payments

> ChatGPT Wallet enables agents to pay without card details, using security checks and existing rewards.
- Title: ChatGPT Wallet Launches Secure Agentic Payments · OpenAI
- Summary: ChatGPT Wallet enables agents to pay without card details, using security checks and existing rewards.
- Keywords: chatgpt wallet, agentic payments, openai, american express, mastercard, visa, chatgpt pro, secure payments, payment tokens, user approval
- Source: OpenAI — https://openai.com/index/introducing-chatgpt-wallet
- Read time: 1 min
- Topics: chatgpt wallet, agentic payments, openai, american express, mastercard, visa, chatgpt pro, secure payments, payment tokens, user approval, ai, technology
## ChatGPT Wallet Launch
OpenAI introduces ChatGPT Wallet for secure agent payments with security checks and preserved card rewards.
## How Payments Work
Users add a card once, then approve each purchase with security checks like face id or fingerprint.
## Security and Rewards
Each purchase requires security checks and preserves existing card rewards for eligible disputes.
## Partnerships
ChatGPT Wallet partners with American Express, Mastercard, and Visa for secure payments.
## Availability Details
Available to ChatGPT Pro subscribers aged 18+ in the US with eligible cards starting November 13, 2026.
## Business Support
Businesses get tools to accept ChatGPT Wallet payments without blocking agent transactions.
## Quotes from Partners
American Express, Mastercard, and Visa leaders praise ChatGPT Wallet for secure agentic commerce.

> Working with OpenAI, we’re bringing the trust, security and control of American Express payments into new AI-powered shopping experiences. ChatGPT Wallet marks our first American Express Agentic Commerce Experiences integration, enabling eligible Card Members to use their Amex Card while reviewing and approving each purchase. We’re excited to learn together from this early phase and build toward bringing these experiences to more Card Members over time.
## Future Plans
Users can set spending limits and pre-approve purchases with enhanced security checks.
## Key takeaway

OpenAI launches ChatGPT Wallet for secure agent payments with banks and businesses, preserving card rewards.