# CLARITY Act Deadline for Crypto Regulation

> CLARITY Act may not pass Senate before January 3 deadline.
- Title: CLARITY Act Deadline for Crypto Regulation · 24/7 Wall St.
- Summary: CLARITY Act may not pass Senate before January 3 deadline. The CLARITY Act likely fails to pass before the new Congress takes over, leaving crypto projects…
- Keywords: clarity act, senate, xrp, ethereum, solana, regulation, democrats, republicans, congress, january 3, token loophole, 24/7 Wall St.
- Source: 24/7 Wall St. — https://247wallst.com/investing/cryptocurrency/2026/11/14/will-the-clarity-act-pass-before-the-new-congress-takes-over-in-january
- Author: Sam Daodu
- Published: 2026-11-14T19:33:25+00:00
- Read time: 1 min
- Topics: clarity act, senate, xrp, ethereum, solana, regulation, democrats, republicans, congress, january 3, token loophole
## CLARITY Act Deadline
The CLARITY Act must pass the Senate by January 3, 2027, to avoid expiring with the current Congress.

> the bill already closes the token loophole democrats highlighted
## Senator Lummis' Position
Senator Cynthia Lummis claims the bill covers anything economically or functionally equivalent to a security.

> covers anything economically or functionally equivalent to a security
## Democratic Opposition
Democrats voted against the bill in September, calling it a move against President Trump.

> democrats voted against closing their own loophole
## Current Senate Vote
The bill failed in the Senate with a 50-49 vote in September, needing 60 votes to advance.

> the bill fell short in the senate with a fifty-nine vote
## Republican Need for Support
Republicans need Democratic support to end debate and pass the bill before the January 3 deadline.

> every democrat voted against the bill in september
## Crypto Market Impact
XRP trades below $1 for the first time since August, down 6.3% in 24 hours.

> xrp trades around ninety six cents
## Key takeaway

The CLARITY Act likely fails to pass before the new Congress takes over, leaving crypto projects like XRP and Ethereum without clear regulatory rules.