# Credicorp Inclusion Index Ranks Peru 47.7

> Peru's digital payment growth reaches 29% of users, up from 15% in 2021, per Credicorp's 2026 index.
- Title: Credicorp Inclusion Index Ranks Peru 47.7 · The Rio Times
- Summary: Peru's digital payment growth reaches 29% of users, up from 15% in 2021, per Credicorp's 2026 index. Peru scored 47.7 on Credicorp's inclusion index in 2026…
- Keywords: credicorp, peru, inclusion index, digital payments, yape, bcn, financial inclusion, latam, news, world, politics, Inclusion
- Source: The Rio Times — https://riotimesonline.com/credicorp-inclusion-index-peru-2026
- Author: Juan Martinez
- Published: 2026-10-20T21:25:45+00:00
- Read time: 1 min
- Topics: credicorp, peru, inclusion index, digital payments, yape, bcn, financial inclusion, latam, news, world, politics
## Credicorp Inclusion Index
Credicorp published its sixth edition of the financial inclusion index for Latin America in 2026.
## Peru's Score
Peru scored 47.7 points in 2026, up from 37.9 in 2021, with a 9.8-point gain over five years.
## Inclusion Levels
29% of Peruvians now reach the highest inclusion level, up from 15% in 2021.
## Digital Wallet Usage
69% of Peruvians have a mobile wallet, with 51% making daily payments.
## Cash Usage
40% of Peruvians use no financial products, down from 49% in 2025.
## Regional Context
Peru ranks fifth among 14 Latin American countries in The Rio Times Power Index with 54.7 points.
## Investor Relevance
US investors track Credicorp shares (BAP) to gauge digital payment adoption in Peru.
## Credicorp's Role
Credicorp is the financial holding behind Banco de Crédito del Perú (BCP) and Yape payments.
## Ferrari's Insights
Credicorp CEO Gianfranco Ferrari highlighted interoperability challenges and Yape's role in formal credit access.
## Yape Adoption
Two million Peruvians have taken first formal loans through Yape, per Ferrari's statement.
## Open Questions
The index does not show repayment rates for Yape loans or Peru's full regional ranking.
## What It Means
The index is company research, not earnings data, with no profit figures included.
## Regional Comparison
Colombia had the largest one-year gain in the index, 4.7 points, compared to Peru's 9.8-point five-year gain.
## Next Steps
Credicorp's next quarterly results will show if digital payment growth translates to financial gains.
## Key takeaway

Peru scored 47.7 on Credicorp's inclusion index in 2026, up from 37.9 in 2021, with 29% of users at the highest financial inclusion level.