# Customers Bancorp: 3 Key Takeaways for Long-Term Investors

> Customers Bancorp's AI efficiency and team hiring boost deposits and loans for long-term investors.
- Title: Customers Bancorp: 3 Key Takeaways for Long-Term Investors
- Summary: Customers Bancorp's AI efficiency and team hiring boost deposits and loans for long-term investors. Customers Bancorp's AI cuts loan processing times by 95%…
- Keywords: customers bancorp, loan processing, deposits, cubix platform, net interest margin, finance, money, Customers, Bancorp, Key, Takeaways, Long-Term
- Source: The Motley Fool — https://fool.com/earnings/takeaways/2026/10/26/customers-bancorp-3-key-takeaways-for-long-term-investors
- Author: The Motley Fool Team
- Published: 2026-10-26T11:15:02+00:00
- Read time: 1 min
- Topics: customers bancorp, ai, loan processing, deposits, cubix platform, net interest margin, finance, money
## Artificial Intelligence Shrinks Loan and Deposit Processing Times
Customers Bancorp uses ai to automate lending and deposit onboarding, cutting processing times by 95%.

> In lending, we scaled our ai powered loan underwriting process adding functionality and increasing utilization. The cycle time for this process is down 95%. This will allow the same team to handle significantly more loan throughput.
## Team Hiring Expands Low-Cost Commercial Deposits
Customers Bancorp grew noninterest-bearing deposits to $7.2 billion through team recruiting.

> Noninterest bearing deposits grew by about three hundred million during the quarter, ending at seven point two billion, which as samvir noted, is another record for the third consecutive quarter.
## Loan Origination Pricing Supports Net Interest Margin Expansion
New loan yields at 6.83% boost net interest margin by 50 basis points.

> Our new volume on those loan yields came in at about 6.83%, which is about 50 basis points higher than our overall loan yield of 6.33% for the quarter.
## Key takeaway

Customers Bancorp's AI cuts loan processing times by 95% and grows low-cost deposits to $7.2 billion.