# Dussehra 2026: 5 money rules to avoid debt

> Follow 5 simple rules to spend smartly during Dussehra without debt.
- Title: Dussehra 2026: 5 money rules to avoid debt · mint | Shortify
- Summary: Follow 5 simple rules to spend smartly during Dussehra without debt. Dussehra 2026 offers five money rules to control spending and avoid debt.
- Keywords: dussehra, money rules, spending control, debt avoidance, personal finance, budgeting, emergency fund, news, india, 2026, money, rules
- Source: mint — https://livemint.com/money/personal-finance/dussehra-2026-5-money-rules-to-control-spending-and-avoid-debt-11792464549911.html
- Author: Shivam Shukla
- Published: 2026-10-20T03:34:27+00:00
- Read time: 1 min
- Topics: dussehra, money rules, spending control, debt avoidance, personal finance, budgeting, emergency fund, news, india
## Dussehra 2026: 5 money rules
Dussehra 2026 offers an opportunity to practice smarter money management.
## Follow 50-30-20 budgeting rule
50% of income goes to essentials, 30% to discretionary spending, 20% to savings.
## Keep credit card utilisation below 30%
Credit card balance should be 30% or less of your credit limit.
## Set a festive spending limit
Write down a spending limit and stick to it for Dussehra shopping.
## Protect emergency fund
Keep 3 to 6 months of expenses in a dedicated emergency fund.
## Automate savings before spending
Automate savings, mutual fund SIPs, and fixed deposits to avoid debt.
## Key takeaway

Dussehra 2026 offers five money rules to control spending and avoid debt.