# FB Financial's Long-Term Growth Strategy

> FB Financial's organic deposit growth and strategic mortgage lending boost long-term investor returns.
- Title: FB Financial's Long-Term Growth Strategy · The Motley Fool
- Summary: FB Financial's organic deposit growth and strategic mortgage lending boost long-term investor returns.
- Keywords: fb financial, core customer deposits, mortgage originations, floating-rate investment assets, seattle, nfl, finance, money, Financial's, Long-Term, Growth, Strategy
- Source: The Motley Fool — https://fool.com/earnings/takeaways/2026/10/19/fb-financial-3-key-takeaways-for-long-term-investors
- Author: The Motley Fool Team
- Published: 2026-10-19T14:03:53+00:00
- Read time: 1 min
- Topics: fb financial, core customer deposits, mortgage originations, floating-rate investment assets, seattle, nfl, finance, money
## Q3 2026 Earnings
FB Financial reported 11% annualized customer deposit growth in Q3 2026.
## Organic Deposit Growth
Expanded core deposits without high-cost wholesale borrowing.
## Mortgage Strategy
83% of new borrowers have checking accounts with average balances twice the median.
## Floating-Rate Assets
61% of investment portfolio in floating-rate assets to limit interest rate paper losses.
## Key takeaway

FB Financial's organic deposit growth and strategic mortgage lending drive long-term value for investors.