# Getting Money Back Could Be Stablecoins’ Next Big Selling Point

> Stablecoins offer instant payments but face recovery challenges for businesses.
- Title: Getting Money Back Could Be Stablecoins’ Next Big Selling…
- Summary: Stablecoins offer instant payments but face recovery challenges for businesses. Stablecoins can settle payments quickly but require additional services for…
- Keywords: stablecoins, cross-border payments, recovery services, financial settlement, treasurers, fsb report, blockchain payments, business, finance, Getting, Money, Back
- Source: Pymnts — https://pymnts.com/blockchain/2026/getting-money-back-could-be-stablecoins-next-big-selling-point
- Author: PYMNTS
- Published: 2026-10-15T20:49:51+00:00
- Read time: 1 min
- Topics: stablecoins, cross-border payments, recovery services, financial settlement, treasurers, fsb report, blockchain payments, business, finance
## Stablecoins Move Money Fast
Stablecoins settle millions in seconds but businesses face recovery challenges after transactions.

> The money moved. Good luck getting it back.
## Instant Settlement Doesn’t Mean Instant Cash
Stablecoins operate 24/7 while banks and currency markets have limited liquidity hours.
## FSB Report Highlights Cross-Border Risks
The Financial Stability Board report warns of stablecoin vulnerabilities ahead of G20 finance ministers meeting.
## Who Bears Responsibility When Payments Fail?
Businesses struggle to determine who is liable when stablecoin transactions go wrong.
## 88% Convert Stablecoins Immediately
Most firms convert stablecoins to U.S. dollars right away but face liquidity mismatches.
## Stablecoins Create New Commercial Layers
Providers may offer guaranteed conversion and dispute resolution services to ensure payments work.
## Recovery Services Could Be Next Big Selling Point
The next generation of cross-border payments may focus on recovery and accountability rather than speed.
## Key takeaway

Stablecoins can settle payments quickly but require additional services for recovery and dispute resolution to ensure businesses get money back.