# Gold Loans Remain Strong Despite Price Drops

> South Indian Bank CEO says no stress in gold loans as prices fall.
- Title: Gold Loans Remain Strong Despite Price Drops | Shortify
- Summary: South Indian Bank CEO says no stress in gold loans as prices fall. South Indian Bank expects robust gold loan demand ahead of festive season with no major…
- Keywords: south indian bank, gold loans, mahesh pai, rbi norms, gold prices, festive season, business, money, news, Gold, Loans, Remain
- Source: Financialexpress — https://financialexpress.com/business/news/no-visible-signs-of-stress-in-gold-loans-mahesh-pai-md-amp-ceo-south-indian-bank/4367253
- Author: Narayanan V
- Published: 2026-10-22T14:59:52+00:00
- Read time: 1 min
- Topics: south indian bank, gold loans, mahesh pai, rbi norms, gold prices, festive season, business, money, news
## Gold Loan Demand
South Indian Bank expects gold loan demand to remain robust ahead of festive season.
## Asset Quality Concerns
South Indian Bank sees no major asset quality concerns despite gold price corrections.
## Gold Price Correction
Gold prices corrected from ₹1,83,050 per 10 grams to ₹1,48,310.60 per 10 grams.
## Gold Loan Growth
South Indian Bank's gold loan portfolio grew 41% year-on-year to ₹26,603 crore.
## NBFC Repayment Risks
Some NBFCs flagged early repayment risks in gold loans with 15-23% of borrowers overdue.
## LTV Margin
South Indian Bank has 20-25% cushion in loan-to-value (LTV) for gold loans.
## Key takeaway

South Indian Bank expects robust gold loan demand ahead of festive season with no major asset quality concerns despite gold price corrections.