# Guinness Closes Baltimore Brewery

> Guinness shutting Baltimore brewery costs 63-year-old's Social Security benefits.
- Title: Guinness Closes Baltimore Brewery · 24/7 Wall St. | Shortify
- Summary: Guinness shutting Baltimore brewery costs 63-year-old's Social Security benefits. Guinness closing Baltimore brewery at 63 costs man two high-earning years…
- Keywords: guinness, baltimore, social security, brewery, earnings, record, federal benefits, Closes, 24/7 Wall St.
- Source: 24/7 Wall St. — https://247wallst.com/personal-finance/social-security/2026/10/12/guinness-to-shutter-90-million-baltimore-brewery-at-63-hell-lose-two-high-earning-years-he-planned-to-use-to-replace-weak-ones-in-his-social-security-record
- Author: Gerelyn Terzo
- Published: 2026-10-13T01:00:38+00:00
- Read time: 1 min
- Topics: guinness, baltimore, social security, brewery, 63, earnings, record, federal benefits
## Guinness closing Baltimore brewery
Guinness shuts $90 million Baltimore brewery on Nov 1.
## 174 workers lose jobs
174 Aramark employees lose work at brewery closure.
## 63-year-old plans Social Security boost
63-year-old planned two more years to replace weak Social Security years.
## Social Security rule explained
Social Security uses highest 35 years for benefit calculation.
## Two years could add $333 monthly
Two more years at $70,000 would replace weak years and add $333 monthly.
## Current benefit impact
His monthly benefit could increase by $107 before COLAs.
## 20-year benefit gain
20 years of retirement could add $25,600 before COLAs.
## Claiming early risks
Claiming Social Security early reduces monthly benefit for life.
## Key takeaway

Guinness closing Baltimore brewery at 63 costs man two high-earning years to boost Social Security.