# Home Insurance Costs Drive Midterm Race

> Midterm candidates battle over home insurance costs as prices surge nationwide.
- Title: Home Insurance Costs Drive Midterm Race · The Boston Globe
- Summary: Midterm candidates battle over home insurance costs as prices surge nationwide. Home insurance premiums have risen 46% since 2021, pushing states into the…
- Keywords: home insurance, midterms, property taxes, insurance commissioner, tornado alley, hail alley, kansas, florida, north carolina, california, oklahoma, news
- Source: The Boston Globe — https://bostonglobe.com/2026/10/13/nation/midterms-affordability-home-insurance
- Read time: 1 min
- Topics: home insurance, midterms, property taxes, insurance commissioner, tornado alley, hail alley, kansas, florida, north carolina, california, oklahoma, news
## Home Insurance Costs Surge
Home insurance premiums have climbed 46% since 2021, nearly triple inflation rates.
## Midterm Race Intensifies
Kansas, Florida, and North Carolina see fierce political battles over insurance costs ahead of elections.
## Voter Concerns Rise
58% of Americans say rising insurance costs would make them more likely to vote.
## Economic Impact
Nearly one-third of North Carolinians and over a quarter of Kansans delayed major purchases due to insurance spikes.
## Kansas Insurance Crisis
Kansas homeowners face premiums 84% higher than national average for a $300,000 house.
## Wichita Family Struggle
Sarah Lopez-Lewis and her husband delayed home sale to cover medical costs after insurance hikes.
## Political Candidates Clash
Daniel Hawkins promises to regulate insurance while Dinah Sykes argues for consumer protection.
## State-Level Battles
California and Oklahoma elect new insurance commissioners amid insurance cost concerns.
## Key takeaway

Home insurance premiums have risen 46% since 2021, pushing states into the political spotlight ahead of elections.