# How to Qualify for Student Loan Autopay Discount

> Federal student loan autopay discount increases to 1% for borrowers enrolling by Sept 30, 2026.
- Title: How to Qualify for Student Loan Autopay Discount | Shortify
- Summary: Federal student loan autopay discount increases to 1% for borrowers enrolling by Sept 30, 2026. Borrowers must enroll in autopay by September 30, 2026, to…
- Keywords: federal student loan, autopay discount, interest rate discount, student loan repayment, income-driven repayment plan, september 30 2026, news, local, Qualify, Student, Loan, Autopay
- Source: Valleynewslive — https://valleynewslive.com/2026/09/22/here-is-how-qualify-bigger-student-loan-autopay-discount
- Published: 2026-09-22T17:07:56.776+00:00
- Read time: 1 min
- Topics: federal student loan, autopay discount, interest rate discount, student loan repayment, income-driven repayment plan, september 30 2026, news, local
## New autopay discount
The Department of Education is quadrupling its autopay discount for federal student loan borrowers but enrollment must happen by sept 30 to qualify.
## Discount details
The discount raises the interest rate discount from 0.25% to 1% of your student loan interest for the next two years.
## Enrollment deadline
Borrowers must enroll in autopay by september 30, 2026, to enjoy the extra discount until july 2028.
## Payment plan advice
Confirm your student loan payment for at least the next 12 months before signing up for autopay.
## Income-driven repayment
If your student loan payment is hard to make, switch to an income-driven repayment plan or recertify your income.
## Recertification
Borrowers can recertify income using current pay stubs if they lose a job or have reduced hours while enrolled in autopay.
## Key takeaway

Borrowers must enroll in autopay by September 30, 2026, to qualify for a 1% interest rate discount until July 2028.