# Investors Build $5.1 Trillion Cash Fortress

> Investors shift $5.1 trillion to cash as Fed pushes rates toward 4.75%.
- Title: Investors Build $5.1 Trillion Cash Fortress · 24/7 Wall St.
- Summary: Investors shift $5.1 trillion to cash as Fed pushes rates toward 4.75%. Investors are building a $5.1 trillion cash reserve with short-term yields near 4.75%…
- Keywords: money market funds, federal reserve, us households, short-term yields, stock market, treasury bonds, investors, cash fortress, Build, Trillion, Cash, Fortress
- Source: 24/7 Wall St. — https://247wallst.com/investing/2026/09/22/investors-snub-wall-street-build-5-1-trillion-cash-fortress-as-fed-pushes-rates-toward-4-75
- Author: Rich Duprey
- Published: 2026-09-22T15:09:45+00:00
- Read time: 1 min
- Topics: money market funds, federal reserve, us households, short-term yields, stock market, treasury bonds, investors, cash fortress
## Investors Snub Wall Street
Investors are building a record $5.11 trillion cash fortress as short-term yields rise to 4.75%.
## Fed Raises Rates for First Time Since July 2023
The Federal Reserve raised its benchmark rate by 25 basis points to 3.75%-4.00% on Sept. 16.
## Markets Price Three More Rate Hikes by Mid-2027
U.S. Bank and UBS report investors expect three additional Fed rate hikes by mid-2027, pushing rates to 4.50%-4.75%.
## Households Hold Record $5.11 Trillion in Money Market Funds
U.S. households hold $5.111 trillion in money market fund assets, up $63 billion from the previous quarter.
## Cash Offers Competitive Returns
Short-term yields now provide meaningful returns without stock market volatility, changing investor math.
## Cash Fortress Could Boost Stock Buying Power
The $5.1 trillion cash reserve may become a key source of buying power if stocks offer better valuations.
## Key takeaway

Investors are building a $5.1 trillion cash reserve with short-term yields near 4.75% to avoid stock market volatility.