# Jana Small Finance Bank Q2 Profit Surges

> Jana Small Finance Bank's Q2 profit jumps 127% as it raises FY27 growth outlook.
- Title: Jana Small Finance Bank Q2 Profit Surges · The Economic Times
- Summary: Jana Small Finance Bank's Q2 profit jumps 127% as it raises FY27 growth outlook. Jana Small Finance Bank reported a 127% surge in Q2 net profit to Rs 170…
- Keywords: jana small finance bank, q2 profit, fy27 growth outlook, net interest margin, asset quality improvement, gross loan portfolio, bank deposits, money, business, Jana, Small, Finance
- Source: The Economic Times — https://economictimes.indiatimes.com/markets/stocks/earnings/jana-small-finance-bank-q2-profit-jumps-127-raises-fy27-growth-outlook/articleshow/135150094.cms
- Author: Atmadip Ray
- Published: 2026-10-23T16:00:00+00:00
- Read time: 1 min
- Topics: jana small finance bank, q2 profit, fy27 growth outlook, net interest margin, asset quality improvement, gross loan portfolio, bank deposits, money, business
## Q2 Profit Surge
Jana Small Finance Bank reported a 127% surge in second quarter net profit to Rs 170 crore from Rs 75 crore the previous year.
## Revised FY27 Guidance
The bank revised its annual profit growth guidance to 100% from an earlier projection of 80%.
## Net Interest Margin
Its net interest margin improved to 7.5% from 6.5% in the year-ago period, with operating profit rising 41% to Rs 374 crore.
## Asset Quality
Gross non-performing assets ratio fell to 2.34% from 2.87% a year prior, with net NPA rising above 1.17%.
## Loan and Deposit Growth
The bank's gross loan portfolio grew 22% year-on-year to Rs 38,752 crore, with deposits rising 17% to Rs 38,221 crore.
## Key takeaway

Jana Small Finance Bank reported a 127% surge in Q2 net profit to Rs 170 crore, revising FY27 profit growth guidance to 100% from 80%.