# Jim Cramer on Aflac: Not Great, Not Bad

> Jim Cramer calls Aflac stock 'not great, not bad' amid steady growth.
- Title: Jim Cramer on Aflac: Not Great, Not Bad · Yahoo Finance
- Summary: Jim Cramer calls Aflac stock 'not great, not bad' amid steady growth. Jim Cramer says Aflac stock is stable but not great, with limited upside potential.
- Keywords: aflac, jim cramer, stocks, insurance, nyse, dividends, capital returns, foreign exchange, business, finance, Jim, Cramer
- Source: Yahoo Finance — https://finance.yahoo.com/markets/stocks/articles/jim-cramer-aflac-afl-not-131248412.html
- Published: 2026-09-17T13:12:48+00:00
- Read time: 1 min
- Topics: aflac, jim cramer, stocks, insurance, nyse, dividends, capital returns, foreign exchange, business, finance
## Jim Cramer's Aflac comment
Jim Cramer said Aflac is not an expensive stock with limited growth but low risk, calling it 'not great, not bad'.

> Aflac is not an expensive stock and it doesn't have a killer amount of growth. But I don't think it has that much risk down here where it's basically unchanged. I think they're okay. Not great, not bad… Aflac.
## Aflac Q2 earnings
Aflac reported $825 million net earnings for Q2, up from $599 million in Q1 2026, with $1.3 billion in capital returns.
## Foreign exchange headwinds
Aflac's Q2 revenue dropped 12.6% to $2.2 billion in Japanese yen, with adjusted earnings falling 7.7% to $883 million.
## Short interest and institutional support
39 hedge funds held Aflac in Q2, with Arrowstreet Capital increasing stakes by 49%, and short interest at 2.84% of float.
## Investment outlook
Cramer says Aflac offers steady growth but limited upside potential, with AI stocks providing greater upside and less risk.
## Key takeaway

Jim Cramer says Aflac stock is stable but not great, with limited upside potential.