# Klarna and FreshBooks Team on BNPL for Small Business

> Klarna partners with FreshBooks to offer buy now pay later options for small businesses.
- Title: Klarna and FreshBooks Team on BNPL for Small Business · Pymnts
- Summary: Klarna partners with FreshBooks to offer buy now pay later options for small businesses. Klarna and FreshBooks launch BNPL payment options for small…
- Keywords: klarna, freshbooks, bnpl, small business, payment methods, us economy, canada, business, finance, Team, Small, Pymnts
- Source: Pymnts — https://pymnts.com/bnpl/2026/klarna-freshbooks-team-bring-bnpl-small-businesses
- Author: PYMNTS
- Published: 2026-10-21T19:32:22+00:00
- Read time: 1 min
- Topics: klarna, freshbooks, bnpl, small business, payment methods, us economy, canada, business, finance
## Klarna and FreshBooks partnership
Klarna launched a new partnership with FreshBooks to bring buy now pay later payment methods into small business invoicing flows.
## Small business payment flexibility
Business owners can offer customers payment in full, four interest-free installments, or financed over time with Klarna.
## FreshBooks benefits
FreshBooks users gain faster cash flow and revenue increases with Klarna’s BNPL options.
## Consumer FX launch
Klarna debuts Consumer FX for global shoppers to pay in their own currency without exchange fees.
## Conversion impact
Merchants see 5% higher conversion and 6% more sales with Klarna’s global reach.
## Key takeaway

Klarna and FreshBooks launch BNPL payment options for small businesses with no setup required.