# LA Ranked Worst for Home Affordability

> Los Angeles earns an F on national housing report card.
- Title: LA Ranked Worst for Home Affordability · California Post
- Summary: Los Angeles earns an F on national housing report card. Los Angeles has the lowest home affordability score in the U.S. with a typical home costing $1.1…
- Keywords: realtorcom, housing affordability, median household income, home prices, metro areas, f housing grade, news, entertainment, Ranked, Worst, Home, Affordability
- Source: California Post — https://nypost.com/2026/09/16/lifestyle/la-ranked-least-affordable-us-metro-as-typical-home-hits-1-1m
- Published: 2026-09-17T00:07:41+00:00
- Read time: 1 min
- Topics: la, realtorcom, housing affordability, median household income, home prices, metro areas, f housing grade, news, entertainment
## LA Ranked Dead Last
Los Angeles was ranked dead last among America’s 100 largest metropolitan areas for home affordability and homebuilding, earning an embarrassing "F" on Realtor.com’s national housing report card.
## Typical Home Costs $1.1m
The typical Los Angeles-area home is listed for $1,129,415, while the median household earns just $91,380 a year.
## Mortgage Payment Too High
For a median earner trying to buy that typical home with a 10% down payment and a 6.5% 30-year mortgage, the monthly payment would consume 84.4% of their income.
## 68% Down Payment Needed
To drag the mortgage payment down to that threshold, a buyer would need a staggering 68% down payment, about $768,000.
## LA Homebuilding Score Low
Los Angeles-Long Beach finished with an overall score of just 12 out of 100, the lowest in America, including a microscopic 0.9 affordability component score and a homebuilding score of 23.1.
## LA Not Building Enough Homes
The region posted a permit-to-population ratio of just 0.47, meaning it is permitting fewer than half as many homes per resident as the national average.
## Key takeaway

Los Angeles has the lowest home affordability score in the U.S. with a typical home costing $1.1 million while median household income is $91,380.