# LIC Housing Finance recovers ₹553 crore from retail portfolio

> LIC HFL recovers ₹553 crore from retail loans in Q2, targets 14-15% disbursement growth.
- Title: LIC Housing Finance recovers ₹553 crore from retail portfolio
- Summary: LIC HFL recovers ₹553 crore from retail loans in Q2, targets 14-15% disbursement growth. LIC Housing Finance recovered ₹553 crore from retail loans in Q2…
- Keywords: lic housing finance, retail portfolio, disbursement growth, gnpa ratio, project loans, essel group, subhash chandra, news, india, LIC, Housing, Finance
- Source: mint — https://livemint.com/industry/banking/lic-housing-finance-assets-loans-companies-retail-portfolio-disbursements-11793676974950.html
- Author: Harsh Kumar
- Published: 2026-11-03T09:54:39+00:00
- Read time: 1 min
- Topics: lic housing finance, retail portfolio, disbursement growth, gnpa ratio, project loans, essel group, subhash chandra, news, india
## Q2 recovery success
LIC Housing Finance recovered ₹553 crore from retail portfolio in Q2, with ₹84 crore from written-off accounts.
## GNPA ratio targets
LIC HFL aims to reduce GNPA ratio to 1.9% by FY27, down from 2.05% as of Q2.
## Disbursement growth target
LIC HFL targets ₹73,000-75,000 crore disbursements by FY27, 14-15% annual growth.
## Project loan surge
Project loan disbursements grew 149% YoY, targeting ₹4,000 crore for FY27.
## Portfolio diversification
LIC HFL explores lease rental discounting and loans against property to boost yields.
## Subhash Chandra exposure
LIC HFL has ₹1,322.39 crore exposure to Subhash Chandra's Essel Group-linked companies.
## CBI case against Chandra
LIC HFL filed CBI complaint against Subhash Chandra over alleged fraud in 2018 loans.
## Loan recovery strategy
LIC HFL approaches borrowers before loan transfers to other lenders for growth.
## Lending rate increase
LIC HFL raised lending rates by 25 basis points to 7.40% for prime customers.
## Key takeaway

LIC Housing Finance recovered ₹553 crore from retail loans in Q2, aiming for 14-15% growth in disbursements by FY27.