# Mastercard Adds AI Risk Insights for Agentic Payments

> Mastercard launches AI-powered risk tools to boost trust in automated payments.
- Title: Mastercard Adds AI Risk Insights for Agentic Payments · Pymnts
- Summary: Mastercard launches AI-powered risk tools to boost trust in automated payments. Mastercard introduced new risk insights to help merchants and consumers trust…
- Keywords: mastercard, agent pay, ai payments, risk insights, agentic commerce, financial institutions, merchants, business, finance, Adds, Risk, Insights
- Source: Pymnts — https://pymnts.com/mastercard/2026/mastercard-deploys-new-risk-insights-to-support-agentic-payments
- Author: PYMNTS
- Published: 2026-09-30T13:00:26+00:00
- Read time: 1 min
- Topics: mastercard, agent pay, ai payments, risk insights, agentic commerce, financial institutions, merchants, business, finance
## Mastercard Launches New Risk Services
Mastercard added trust and intelligence services to its Agent Pay program for smarter authorization decisions.
## New Services Include AI Transaction Scoring
The services provide probability scores for AI-initiated transactions and signals about unusual activity.
## Ann Johnson on Trust in AI Payments
Ann Johnson, Mastercard's security executive, said AI agents will make commerce intuitive but require trust to work.

> AI agents will make commerce more intuitive, efficient and personal, but only if people and businesses can trust the systems acting on their behalf
## Agent Pay Program Launched in April 2025
Mastercard launched Agent Pay in April 2025 to enable AI-driven payments for consumers and businesses.
## AI Agents Handle Purchases Seamlessly
AI agents identify products, find sales locations, and complete purchases using saved payment methods.
## 56% of Consumers Trust AI Shopping Agents
The PYMNTS report found 56% of consumers let AI agents compare products and 35% accessed saved payment methods.

> 56% of consumers will let AI shopping agents compare products and that 35% will let the agents access saved payments payment methods
## Key takeaway

Mastercard introduced new risk insights to help merchants and consumers trust AI-driven payments through Agent Pay.