# Medicare Agent Commission Secrets

> Medicare agents earn hundreds if you stay in Advantage plans but get nothing for Original Medicare alone.
- Title: Medicare Agent Commission Secrets · 24/7 Wall St. | Shortify
- Summary: Medicare agents earn hundreds if you stay in Advantage plans but get nothing for Original Medicare alone. Medicare agents earn up to $725 annually for…
- Keywords: medicare, medicare advantage, original medicare, enrollment commission, agent commission, medigap, prescription drug plan, medicare enrollment, Agent, Commission, Secrets, 24/7 Wall St.
- Source: 24/7 Wall St. — https://247wallst.com/personal-finance/2026/10/18/the-agent-who-enrolls-you-in-advantage-can-earn-hundreds-the-first-year-and-more-if-you-stay-moving-you-to-original-medicare-alone-will-pay-him-nothing
- Author: Gerelyn Terzo
- Published: 2026-10-18T20:30:06+00:00
- Read time: 1 min
- Topics: medicare, medicare advantage, original medicare, enrollment commission, agent commission, medigap, prescription drug plan, medicare enrollment
## Medicare Enrollment Commission
Medicare agents earn up to $725 for initial Advantage enrollment and $363 for renewals in most states.
## Original Medicare Pays No Commission
No insurance company sells Original Medicare, so agents receive no commission for this option.
## Medicare Advantage Commission Caps
Federal rules set maximums for agent payments: $725 for initial Advantage enrollment and $363 for renewals.
## Medigap and Drug Plans
Agents earn commissions on Medigap policies and stand-alone prescription drug plans at lower caps.
## Commission-Blind Comparison
Ask three questions before signing: which carriers do you represent, would compensation change with Original Medicare, and would you earn more on this plan than the runner-up.
## Medicare Renewal Pay
Agents who enrolled you in Medicare Advantage can earn renewal commissions while you remain enrolled.
## Medicare Enrollment Window
Medicare’s annual enrollment window opens October 15 and runs through December 7, 2:2026.
## Medicare Commission Impact
Switching back to Original Medicare after a diagnosis may be harder than expected due to health history checks.
## Key takeaway

Medicare agents earn up to $725 annually for Advantage enrollments but receive no commission for Original Medicare.