# OptimumBank Q3 Earnings Miss

> OptimumBank Holdings reports Q3 2026 earnings per share at $0.30, missing consensus by 25.0%.
- Title: OptimumBank Q3 Earnings Miss | Shortify
- Summary: OptimumBank Holdings reports Q3 2026 earnings per share at $0.30, missing consensus by 25.0%.
- Keywords: earnings, optimumbank holdings, ophc, q3 2026, consensus, net income, Alphastreet - Earnings Decoded. Market Intelligence Delivered
- Source: Alphastreet - Earnings Decoded. Market Intelligence Delivered — https://news.alphastreet.com/optimumbank-holdings-releases-q3-2026-financial-results
- Author: AlphaStreet Newsdesk
- Published: 2026-11-13T16:41:08+00:00
- Read time: 1 min
- Topics: earnings, optimumbank holdings, ophc, q3 2026, consensus, net income
## Q3 2026 Earnings Report
OptimumBank Holdings, Inc. reported Q3 2026 earnings of $0.30 per share, trailing the $0.40 consensus estimate by 25.0%.
## Financial Metrics
Total gross loans reached $1.37B with deposits at $1.34B and net income of $7.2M for the quarter.
## Wall Street Sentiment
Wall Street consensus stands at 5 buy, 1 hold, 0 sell with EPS up 66.7% from Q3 2025.
## Key takeaway

OptimumBank Holdings reported Q3 2026 earnings of $0.30 per share, trailing the $0.40 consensus estimate by 25.0%.