# Payward Builds Financial Infrastructure Beyond Kraken

> Payward aims to create unified financial platform for businesses beyond Kraken exchange.
- Title: Payward Builds Financial Infrastructure Beyond Kraken · Pymnts
- Summary: Payward aims to create unified financial platform for businesses beyond Kraken exchange. Payward plans to build financial infrastructure for businesses using…
- Keywords: payward, kraken, financial infrastructure, stablecoins, corporate payments, digital assets, business, finance, Builds, Financial, Infrastructure, Beyond
- Source: Pymnts — https://pymnts.com/cryptocurrency/2026/payward-looks-to-build-financial-infrastructure-beyond-kraken-exchange
- Author: PYMNTS
- Published: 2026-09-27T22:57:14+00:00
- Read time: 1 min
- Topics: payward, kraken, financial infrastructure, stablecoins, corporate payments, digital assets, business, finance
## Payward's Financial Strategy
Payward, Kraken's parent company, plans to become a unified financial platform combining trading, banking, asset management and services for businesses.
## One Ledger System
Payward's 'one ledger' system allows assets to move between products without intermediaries that dominate traditional finance.
## Corporate Payments Focus
Stablecoins need to become useful, compliant and embedded for businesses to stop viewing them as crypto, according to PYMNTS Intelligence.
## Corporate Adoption Data
Only 13% of middle market companies use stablecoins, with 5% employing other cryptocurrencies, per PYMNTS Intelligence's 2026 Certainty Project.
## Competitor Models
Coinbase develops 'Everything Exchange' covering crypto, stocks, derivatives and prediction markets while Binance merges trading, payments and investing into one platform.
## Payward's Different Approach
Payward constructs infrastructure for multiple brands and third-party financial companies, unlike Coinbase's single platform model.
## Key takeaway

Payward plans to build financial infrastructure for businesses using one ledger system instead of intermediaries.