# Personal AI agents go mainstream, raising control questions

> Meta's Muse and other AI agents that manage your calendar, bank account and emails are surging in popularity, but experts warn of risks.
- Title: Personal AI agents go mainstream, raising control questions
- Summary: Meta's Muse and other AI agents that manage your calendar, bank account and emails are surging in popularity, but experts warn of risks. Personal AI agents…
- Keywords: personal ai agents, meta muse, instinct, ai safety, app store, silicon valley, business, technology, Personal, agents, mainstream, raising
- Source: Business Insider — https://businessinsider.com/personal-ai-agents-how-are-you-using-them-survey-2026-9
- Author: Truman Dickerson
- Published: 2026-09-18T18:02:45.795+00:00
- Read time: 1 min
- Topics: personal ai agents, meta muse, instinct, ai safety, app store, silicon valley, business, technology
## Meta's Muse hits number one
Meta's new personal AI agent Muse shot to the top of Apple's App Store on Friday after launching last week.
## Rival startup Instinct surges too
Instinct, an independent personal AI agent startup, saw its popularity surge in August in Silicon Valley circles.
## Agents access your entire digital life
These agents work by accessing a user's emails, texts, calendar, bank account, and anything else you log into.
## Instinct responds almost instantly
With Instinct, users can text the agent in the iMessage app, and the agent responds almost immediately.
## AI labs warn of rogue agent risks
The big AI labs themselves have warned that AI agents could go rogue and cause all manner of existential problems.
## Business Insider seeks user experiences
Business Insider wants to hear how you are using these new tools and whether you trust them with your data.
## Key takeaway

Personal AI agents that access emails, calendars and bank accounts are gaining users rapidly, but safety concerns remain unresolved.