# Pinjaman Daring Capai Rp106,48 Triliun

> Indonesia's digital lending hits Rp106.48 trillion as AFTECH warns of credit quality risks.
- Title: Pinjaman Daring Capai Rp106,48 Triliun · Republika Online
- Summary: Indonesia's digital lending hits Rp106.48 trillion as AFTECH warns of credit quality risks.
- Keywords: indonesia, digital lending, credit quality, aftech, pindar, twp90, credit scoring, responsible lending, Republika Online
- Source: Republika Online — https://ekonomi.republika.co.id/berita/tohe7u370/pinjaman-daring-capai-rp10648-triliun-aftech-soroti-kualitas-kredit
- Published: 2026-11-14T07:31:06+00:00
- Read time: 1 min
- Topics: indonesia, digital lending, credit quality, aftech, pindar, twp90, credit scoring, responsible lending, news
## Digital Lending Growth
Indonesia's digital lending reached Rp106.48 trillion by September 2026.
## Credit Delinquency Rate
Aggregate delinquency rate above 90 days (TWP90) stands at 5.36 percent.
## AFTECH's Warning
AFTECH urges lenders to strengthen risk controls and credit scoring to maintain quality.

> Meski memiliki peran penting dalam rangka memperluas jangkauan pembiayaan bagi konsumen yang belum memiliki akses ke pembiayaan formal dan mendukung produktivitas UMKM nasional, industri pindar tetap mengedepankan prinsip kehati-hatian (responsible credit) serta pelindungan konsumen
## Key takeaway

Indonesia's digital lending reached Rp106.48 trillion by September 2026 with 5.36% delinquency rate, prompting AFTECH to urge stronger credit risk controls.