# Pulse Local: budgeting that never leaves your machine

> Pulse Local keeps your money and questions on your machine, not servers.
- Title: Pulse Local: budgeting that never leaves your machine
- Summary: Pulse Local keeps your money and questions on your machine, not servers. Pulse Local is a budgeting app that answers money questions using your own…
- Keywords: pulse local, budgeting app, local-first, privacy, mac, windows, plaid, currency, ai model, transaction sync, cash flow, forecast
- Source: Pulse Local — https://pulseos.finance
- Read time: 1 min
- Topics: pulse local, budgeting app, local-first, privacy, mac, windows, plaid, currency, ai model, transaction sync, cash flow, forecast
## What Pulse Local does
Pulse Local is a complete budgeting app that answers questions from your own figures without sending data to servers.
## How it works
The app keeps your ledger, questions, and AI models on your machine while only sending minimal requests to Plaid for transactions.
## Data stays local
Your transactions, questions, and answers remain on your machine with no data sent to servers or external services.
## Privacy features
Pulse Local does not train on your questions and keeps your financial data private without sharing with third parties.
## Local mode
The app supports any currency and country with local formatting while keeping your data in your own language.
## Bank sync
Bank sync uses Plaid for US banks only with transactions passing through servers without being stored.
## AI model accuracy
Pulse Local checks answers twice before showing results and says it is unsure when readings differ.
## Pricing options
Pulse Local offers free, $20, and $40 tiers with one-time payments for features and support.
## What it covers
The app handles spending, categories, rules, insights, cash flow, forecast, and habits with local data.
## What it doesn't do
Pulse Local does not connect to banks outside the US or provide real-time bank feeds beyond Plaid.
## Next steps
Pulse Local plans to add Windows support and improve AI answers for better accuracy.
## Why it matters
Pulse Local gives users control over their financial data without compromising privacy or security.
## Key takeaway

Pulse Local is a budgeting app that answers money questions using your own transactions without sending data to servers.