# Regions Posts $611M Profit as Capital Markets Revenue Surges

> Regions Financial reports $611M profit with capital markets revenue up 23% and credit losses down to 29bps.
- Title: Regions Posts $611M Profit as Capital Markets Revenue Surges
- Summary: Regions Financial reports $611M profit with capital markets revenue up 23% and credit losses down to 29bps. Regions Financial earned $611 million in Q3 2026…
- Keywords: regions financial, capital markets revenue, credit losses, q3 2026, earnings call, net interest income, net interest margin, cet1 capital ratio, tce ratio, loan growth, commercial loans, consumer loans
- Source: BigGo Finance — https://finance.biggo.com/news/US_RF_2026-10-16
- Author: BigGo Finance
- Published: 2026-10-16T16:14:31+00:00
- Read time: 1 min
- Topics: regions financial, capital markets revenue, credit losses, q3 2026, earnings call, net interest income, net interest margin, cet1 capital ratio, tce ratio, loan growth, commercial loans, consumer loans
## Regions Financial Q3 2026 Earnings
Regions Financial reported third-quarter 2026 earnings of $611 million, or $0.71 per share, with adjusted earnings per share of $0.73.
## Capital Markets Revenue Surges 23%
Capital markets income rose 23% sequentially on stronger M&A advisory, underwriting, and syndication activity.
## Treasury Management Revenue Record
Treasury management also posted record revenue with a 7% year-over-year increase in penetration rates.
## Credit Losses Fall to 29bps
Annualized net charge-offs fell 13 basis points to just 29 basis points of average loans.
## Net Interest Income Up 2%
Net interest income rose 2% to $1.3 billion, and the net interest margin expanded 2 basis points to 3.68%.
## CEO John Turner on Loan Growth
CEO John Turner emphasized record commercial loan production, up 60% year over year, while acknowledging higher rates are slowing new investor real estate activity.
## CFO Anil Mistry on Capital
CFO Anil Mistry defended capital levels at 10.8% CET1 (10.0% pro forma for Basel III), well above target.
## TCE Ratio Concerns Addressed
Mistry pushed back on TCE ratio concerns, arguing cash flow hedges create a distorted view of franchise value.
## Full-Year Guidance
Regions reaffirmed full-year guidance for low single-digit loan and deposit growth and positive operating leverage.
## Wealth Management Performance
Wealth management revenue moderated from record second-quarter levels but remains on track for a record full year.
## Credit Quality Exceeds Expectations
Credit quality improved markedly with annualized net charge-offs falling 13 basis points to 29 basis points of average loans.
## Loan Growth: Wholesale Strength
Commercial loan production surged 60% year over year, an increase of $4 billion, driven by government and public sector lending.
## Key takeaway

Regions Financial earned $611 million in Q3 2026 with capital markets revenue surging 23% and credit losses falling to 29 basis points.