# Retirement Savings Anxiety

> 63% of UK adults fear running out of retirement money.
- Title: Retirement Savings Anxiety · MoneyWeek | Shortify
- Summary: 63% of UK adults fear running out of retirement money. 63% of UK adults worry about running out of money in retirement due to emotional, cultural and…
- Keywords: retirement, money anxiety, pensions, financial planning, cash flow model, sleep at night fund, Savings, Anxiety, MoneyWeek
- Source: MoneyWeek — https://moneyweek.com/personal-finance/pensions/retirement-savings-money-anxiety-pensions
- Published: 2026-10-02T09:46:01+00:00
- Read time: 1 min
- Topics: uk, retirement, money anxiety, pensions, lv, financial planning, cash flow model, sleep at night fund
## Financial anxiety in retirement
63% of uk adults worry about running out of money in retirement.
## Why retirees feel anxious
Money psychotherapist vicky reynal says anxiety is an emotional defence mechanism.
## Cultural factors in spending
Many brits feel proud of being thrifty and identify self-denial as virtuous.
## Generational mindset shift
Retirees from 70s and 80s tough times fear returning to high mortgage rates.
## Need for permission to spend
Lucie spencer says retirees need permission to spend money in retirement.
## Financial planning solutions
Evelyn partners creates cash flow models to project retirement income and spending.
## Cost of financial advice
Financial advice costs between £100 to £350 per hour according to moneyhelper.
## Therapy for anxiety
Therapy can help retirees face fears of dependency and ageing without material focus.
## Key takeaway

63% of UK adults worry about running out of money in retirement due to emotional, cultural and generational factors.